Guide to Mold Lawsuits Against Property Managers
Fix plumbing leaks quickly
If you’re a property manager or a landlord, then you should consider mold insurance claims as crucial claims to pay attention to. If your building in Portage Des Sioux,MO, has a mold problem, you need to take care of it with the help of mold remediation specialists.
Under common law, residential property owners must maintain their rental properties in a way that is habitable. What this means is that it has to be in safe condition for tenants to live in. When there is a mold infestation, the landlord becomes liable for any injuries or illness sustained by the inhabitants. Likewise, the property owner is liable for the damage that occurs on the property due to the mold. If the landlord does not pay for mold remediation, he or she may end up under a mold claim lawsuit.
If a landlord does not do everything reasonable to prevent mold, then he or she may end up sued due to mold damage. For instance, say that there is a burst pipe in the building and the property owner knows about it. Later on, the tenants discover severe water or mold damage and need to fix it. The owner is liable and should be the one to do the repairs. If he or she does not and the tenant fits the bill, then they may file mold insurance claims to receive compensation for the work.
When you own or manage a property, then you are responsible for the damage incurred. As long as the damage is not due to negligence on behalf of the owner, you generally have to pay for it. If you are a property manager and your tenants pay for mold remediation or make mold insurance claims, you should pay attention because this can result in a lawsuit. To avoid a lawsuit, remediation services can make mold out to be “Like it never even happened.”
Removing the Smoke Smell From a Home
An ozone generator will kill the bacteria and molecules responsibles for the smell
When most people in O'Fallon,MO, think of smoke damage, they associate it with fire cleanup. However, cigarette smoke can also pose a risk to homeowners, as it often gets ingrained in fabrics, carpets and walls. It isn’t an easy smell to eliminate, and professional restoration companies are often the most effective choice.
Why Should You Get Rid of the Smoke Smell?
Most people assume that the harmful effects of cigarette smoke are gone once the cigarette is put out. However, the lingering smell is more than just an unpleasant odor; it actually indicates that there any number of toxins present, including those below:
The gases, many of which are carcinogens, are absorbed into walls, furniture or even dust particles. They are then free to be recirculated throughout the air as harmful chemicals for you to breathe. Therefore, it isn’t enough to cover up the smell – you need to have a professional home deodorization.
What Do Professionals Do To Eliminate Smoke?
A professional company will be able to use an ozone generator in order to kill the bacteria and molecules responsible for the smell. They can clean any fabric or carpet to ensure your home is safe for your family and pets. You will need to be away from the area for a short period of time while the ozone dissipates, and then your home will be safe.
Why Not Do It Yourself?
While very effective at home deodorization, ozone needs to be handled properly and by professionals. The entire purpose of cigarette smoke removal is to make your home safe and give you peace of mind. You won’t have that if you’re still wondering whether smoke is present.
In order to keep your lungs healthy, you need to remove smoke damage from your home. It’s important to contact a competent company that can use ozone to kill any chemicals and bacteria that lingers. It is worth the small cost of home deodorization to make it safe and more enjoyable for family members and guests.
The Facts About Nor’easters
A nor’easter is a storm in which winds blow in a northeasterly pattern as it heads along the Eastern Seaboard
Facts About Nor'easters
According to the National Weather Service, a Nor’easter is a storm in which winds blow in a northeasterly pattern as it heads along the Eastern Seaboard. These storms occur when cold air from the polar jet stream moves southward from Canada into the U.S., then moves to the east, where it joins the warm air moving up from the Gulf of Mexico. Here are three additional Nor'easter facts.
1. Where Do They Happen?
A Nor’easter can span thousands of miles, developing between Georgia and New Jersey. Most storms begin within a hundred miles of the East Coast. This major weather disturbance usually reaches its maximum intensity near New England and continues into the Maritime areas of Canada.
2. When Do They Happen?
This type of storm occurs any time of the year; however, the most dangerous and violent storms hit between September and April. For seven months out of the year, the East Coast has the chance to be inundated with severe weather that can last for days at a time. In March 2018, for example, four Nor’easters hit the East Coast in three weeks.
3. What Happens During a Storm?
Nor’easters are typically considered to be winter storms, but snow is not a requirement. In the worst of storms, snow can accumulate 1 to 3 inches an hour and cause blizzard-like conditions. Thundersnow is also an occurrence, although it is rare. Heavy, torrential rain and gale-force winds can leave an enormous trail of destruction and devastation.
Billions of dollars in damages can result when a massive storm crashes into your city. Whether you’re from St. Peters,MO, or another part of the U.S., flooding and other water damage is a common occurrence, not only after a Nor'easter, but also after a wide variety of severe weather events. Fortunately, there are storm damage restoration experts near you who can provide tips for protecting your home and help you minimize and mitigate the damage.
Protecting Your Commercial Building After a Fire
The roof can be tarped to prevent wet weather from entering
In St. Charles, MO, your business is your lifeline, so it is understandable that following a fire, your desire is to protect it from further destruction. Fire damage can also mean it is a safety hazard, so in the first place you don’t want anyone getting inside and becoming hurt or looting your building – a common problem following damage to a business. Fire cleanup needs to wait until your insurance company is alerted, but there are some things that need to be done right away.
What To Do Immediately After the Fire
The first things you should do if a fire breaks out are to get everyone out of the building as quickly as possible and to call 911 to send firefighters. No attempts should be made to re-enter the building once the fire is out. Even though you may be tempted to go look around, you should notify your insurance company and call for local fire restoration professionals to come and board up and secure the building against the weather and looters. There are several methods that can be used to close openings.
- The roof can be tarped to prevent wet weather from entering
- Sheets of plywood may be fastened over doors and windows
- Lay wooden studs in the tracks of windows and doors to prevent them opening
- Remove valuables to a secure location for storage
Fire damage can make your building more vulnerable to looting and weather damage as openings may be created by segments of the structure falling during a blaze, a firefighters battering ram through a wall or door to get water inside or even exploding chemicals. All of these openings are a potential threat to security and an invitation to a looter. Boarding up is critical to help maintain a secure building.
If you are dealing with fire damage in St. Charles, MO, get the help you need to walk you through the process and stay by your side until the restoration is complete. Fire cleanup and rehabilitation of your commercial building can help make things as good as new.
Common Types of Water Damage in Commercial Buildings
Commercial water damage in Portage Des Sioux, MO
4 of the Most Common Causes of Water Damage
Depending on the size and severity of the damage, something as minor as a broken pipe can cause a lot of problems in your commercial building in Portage Des Sioux,MO. It is important to know what to look out for so that you can perform regular inspections and proper maintenance on items that may lead to leaks or flooding. Here are four of the most common causes of water damage that you might run into.
If you are in an older building, your pipes are more likely to have problems. However, weather plays a big factor in this. When temperatures drop, the water inside expands, which can lead to a broken pipe. The best way to prevent this is to keep the water flowing constantly during the winter.
An overflowing toilet is one of the more dangerous types of flooding you can run into. The water is considered unsanitary and contains bacteria and viruses if it comes from the sewer. You can help prevent this from happening by putting waste bins in each of the stalls and putting up signs asking people to properly dispose of feminine products and other trash. If you do find yourself in this situation, you may want to call a professional water repair company to help clean and disinfect the area.
Severe weather can occur in Portage Des Sioux,MO, so it is a good idea to have your roof inspected before the rainy season. Oftentimes, the leak is so small it goes unnoticed, which can lead to mold growth or other issues. Always check for signs of damage after a storm. Get even the smallest problems fixed right away so that further complications don't arise.
You can usually handle small leaks by yourself, but if you do not feel you are equipped to deal with a broken pipe, you should call a water restoration company in Portage Des Sioux,MO to come help.
Three Crucial Steps in Removing Water From Your Flooded Basement
Cleaning your gutters can prevent future water problems in your home
How to Stay Safe While Removing Water from Your Flooded Basement
Anyone that owns a home with a basement knows the fear the very thought of a foot of standing water reaching across the floor below ground can send up the spine. A basement flood is more than a nuisance; it can be a costly destructive force that destroys Christmas decorations, stored antiques, and even precious pictures and journals. The flood water can also seep into the structure of your home and weaken the foundation. No matter how the water got into your basement, you need to remove it as quickly as possible; however, to stay safe while doing so, there are three crucial steps to follow.
Stay out of the water.
The flooded basement can be an electrocution hazard, so stay out of the water. Call in a water removal and restoration team to get the liquid safely out as quickly as possible and while you are waiting for the team’s arrival, turn off the utilities to the area. If you must enter the water, wear rubber boots at least six inches higher than the water’s level and move very carefully with each step.
Know what to throw away.
Floodwaters are often filled with bacteria, fecal matter, and other chemicals that can damage your home and any items soaked by the liquid. Electronics, appliances, stored porous items, and water-soaked walls and floors resulting from a basement flood are probably damaged beyond repair. Make sure to itemize everything you throw away so you can apply for insurance coverage of each piece.
Prevent future water problems.
Floods are not always preventable. However, there are things you can do to help protect your home. Cleaning gutters, sealing foundation cracks, installing rubber water barriers, and sloping the ground around your house can help prevent future floods. Nothing is fool proof, but each of these steps can help.
A basement flood in Weldon Spring,MO, can be costly and cause serious damage to your home. When a flood does occur, use these three crucial steps when removing the water.
Where To Look for Mold in Your Home
What are mold and mildew
If you know where to look for mold, you can stop mold damage before it gets too serious. In O'Fallon,MO, this is an important issue for any homeowner. Mold can be predictable, so it’s a good idea to educate yourself about how mold works in order to stay on top of it.
What Are Mold and Mildew?
Mold is a type of fungus that can cause structural damage to your home. It reproduces via microscopic airborne spores, so it can only be seen once it begins growing as a colony. Mold growth has a fuzzy appearance due to multicellular filaments known as hyphae and can present in a variety of colors, such as black, brown, blue, green, yellow, pink and white. It emits a distinct musky odor. Mildew growth is a specific type of mold that appears chalky rather than fuzzy and is usually white or gray. It does not cause as much damage as mold.
Where Does Mold Like To Hang Out?
Since moisture facilitates mold, it is best to identify any sources of this in your home, such as leaky pipes. Mold likes to feed on organic material, such as drywall, paper, wood and fibers that have been exposed to water. You should routinely inspect the following places for mold damage.
- Area near HVAC
- Anywhere that appears damp
What Should You Do When You Find It?
If you locate evidence of damage from mold in your inspections, the first thing you should do is have the problem assessed by professionals. They can recommend how to move forward via a mold remediation process. Mold can never be totally removed because it is a natural component of the air around you, but it can be managed to stay within appropriate levels. You should not attempt to remove mold on your own.
Knowing where to expect mold in your home is an important first step in preventing mold damage. Remember, mold loves moisture.
How To Prepare a Fire Escape Plan
Once you have a plan, it’s often helpful to practice it frequently
A Fire Escape Plan Can Help Keep You Safe
Many homes in St. Peters,MO, sustain fire damage every year. Although no one wants to think that a fire could occur in their home, having a fire escape plan can help keep you safe in case a fire starts in your home.
1. Map Out Routes of Escape
One of the first steps in making an emergency escape plan is to map out the best ways to leave your home during a fire. It can be useful to consider how you would escape from any room in your home since you may not be in your bedroom when a fire occurs. Additionally, it’s also often helpful to know multiple ways to escape each room since a fire could cut off access to some parts of your home.
2. Have the Proper Equipment
Ladders, fire blankets, smoke detectors and extinguishers can all be life-saving tools during a fire. When escaping a fire, it can be important to have access to the tools that may be helpful to you. As you make your fire escape plan, it can be helpful to make sure you have the appropriate equipment and tools located in various areas throughout the home in case you are unable to access certain areas in your home due to a fire.
3. Practice Your Plan
Once you have a plan, it’s often helpful to practice it frequently. When you practice, it’s often important to act as you would in a real fire, which means that your focus should be on exiting the home quickly and safely. Don’t bring your belongings with you; in the event of a real fire, fire restoration professionals can restore your home, but it’s important that you get out quickly. Each time you practice, you will likely feel more at ease with your plan.
By having a fire escape plan, you can feel confident in your ability to react to a disaster. In order to create a plan, it’s often helpful to map out routes of escape, have access to important equipment and to frequently practice your emergency escape plan.
3 Household Problems Caused by Winter Storms
Ceiling damage due to roof leak in St. Peters, MO
Three Winter Dangers That May Happen To Your Storm
Children view a winter storm in St. Peters,MO, as a break from school and a chance to build a snowman. Homeowners see a blizzard as shoveling and potential disasters. Be aware of the following three winter dangers that may happen to your home.
1. Roof Damage
During a blizzard snow has the potential to become very heavy, especially when it accumulates quickly. Buildup of snowfall on trees may cause branches to break and crash into roofing. A mere inch of wet snow gathered on your roof weighs in at 20 pounds per square foot, so an epic winter storm may incite a roof collapse. Be sure to consider your safety first, if your roof is compromised it is wise to leave the house immediately.
As if a roof collapse isn’t bad enough, snow in the house melts. A lot of snow means a lot of water. Flooding damages the house structure, such as drywall and flooring. It also has the potential to damage your personal property if not dealt with immediately. When flooding is suspected, it is a good idea to contact a water restoration specialist as soon as possible to mitigate and prevent further damage to your home.
Unfortunately cold, wet weather does not always preclude fire from damaging your home. Storm winds may cause electrical problems or lightning may strike. Use good sense not to leave candles unattended and practice space heater safety. If a fire occurs, relocate to safety and call for help. Oftentimes both fire and water damage from firefighting efforts need to be addressed by a restoration professional after the fire.
When a winter storm strikes in St. Peters,MO, be knowledgeable about potential hazards and what to do if one occurs. Once you are prepared for the worst, expect the best. Relax, enjoy a hot drink and build a snowman with your family.
How To Estimate Fire Damage
Fire damage restoration in an O'Fallon, MO, home
The cost of fire damage restoration can range from a few thousand dollars all the way up to $20,000 or more. Read on to learn more about how restoration professionals estimate the cost of a commercial fire.
Calculate Cleaning, Repair, and Replacement Costs
Restoration costs are determined by the extent of the damage. Many commercial properties have fire suppression systems that limit the amount of damage. Expenses will increase depending on several factors.
- The amount of damaged building materials and contents
- Materials or contents that can be cleaned
- Materials or contents that must be replaced
Some expense is involved in any restoration strategy. Professionals can ensure that mitigation measures are performed in a cost-effective and efficient manner.
Get an Estimate From a Restoration Company
A restoration company will assess damage and calculate a price for an insurance adjuster based on a variety of criteria:
- The extent of a rebuild
- The cost of cleaning or replacing materials and contents
- The duration of the restoration process
After professionals provide an estimate of the damage, property owners should have a clearer sense of the cost of restoration.
Check Your Insurance Policy
A commercial property insurance policy should cover all damage caused by a fire. The policyholder is responsible for paying the deductible. An adjuster will need to perform several tasks:
- Determining the cause of the fire
- Confirming damage reported by the owner or restoration service
- Processing the claim
Policyholders should familiarize themselves with the terms and limits of commercial property insurance coverage. The cost of a policy may go up after a fire.
The overall cost of a fire is determined by the extent of the damage, the types of restoration required, and the level of insurance coverage. After a fire at a commercial building in O'Fallon,MO, the property owner should call his or her insurance provider and schedule a consultation with a fire damage mitigation and restoration company to obtain an estimate and begin the rebuilding process.